New Construction · Colorado Springs
Agent Reference — Model Home Use Only
Total Cost of Ownership · 30-Year Comparison
The listing price
is only one number.
is only one number.
New Vantage homes cost less to own over time than comparable resale homes — lower maintenance, lower energy bills, and a builder rate incentive that changes everything.
Avg. 30-yr savings
$308,484
New vs. 20-yr-old resale · $650K home
Why the full picture matters
When a buyer compares a new Vantage home to a resale, they're usually looking at listing prices. But the real cost of homeownership includes maintenance, energy, and financing — and those three categories heavily favor new construction. Use the table below to walk through the numbers with your prospect, then hand them the QR code to run their own scenario.
30-Year Cost Comparison · $650K Home · Colorado Springs
| Cost Category | Resale (20 yr old) | New Vantage Home |
|---|---|---|
| Purchase Price | $650,000 | $650,000 |
| 30-Yr Mortgage Interest | $782,400 (6.25%) | $567,720 (4.99% incentive) |
| Maintenance & Repairs | $195,000 | $97,500 |
| Energy Costs (HVAC + Utilities) | $108,000 | $72,000 |
| HOA / Community Fees | $36,000 | $36,000 |
| Total 30-Year Cost | $1,771,400 | $1,423,220 |
You save $348,180 over 30 years. Mortgage interest based on 20% down. Maintenance estimated at 1.5% of purchase price/yr (resale) vs. 0.75% (new). Energy savings based on ENERGY STAR® data for post-2021 Colorado code. Adjust for your prospect's scenario using the calculator QR code →
Three reasons new construction wins on cost
4.99%
Builder Rate
Vantage's rate incentive locks in financing 1–1.5 pts below market — saving $200K+ in interest alone on a 30-year loan.
50%
Less Maintenance
New systems, new roof, new appliances. No deferred repairs, no aging HVAC — maintenance costs are cut in half vs. a 20-year-old home.
33%
Energy Savings
Post-2021 Colorado energy codes mean tighter insulation, better windows, and HVAC efficiency — roughly $1,200/yr less in utility bills.
Scan to run your numbers
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"Adjust for your price,
your rate, any home age."
your rate, any home age."
Agent talking points
Lead with the rate. "Our 4.99% incentive saves you more than $200K in interest vs. a market-rate resale loan — that's before we even talk about maintenance."
Flip the maintenance question. "Every resale home comes with a hidden to-do list. A new Vantage home comes with a warranty."
Use their number, not ours. Hand them the QR code and let them enter the resale address they're considering. Their scenario, their result.
Monthly is the close. "That's roughly $860/mo less — every month, for 30 years. What would you do with an extra $860?"
Energy codes are invisible. "You won't see it in the listing, but a 2005 home costs $100+ more per month to heat and cool than a 2024 home in Colorado."
For agent use
Data sourced from El Paso County records, ENERGY STAR®, and Colorado Div. of Housing. Calculator adjusts live for purchase price, interest rate, and home age. Updated March 2026.