New Construction saves you
+$308,484
$1,184/mo · 30-year total cost savings
✓ Builder Rate Incentive Active
Saving an additional $414/mo with the 4.99% builder rate
Adjust Your Scenario
Price$650K
Down20%
Rate → 4.99%6.25%
Resale Home You're ConsideringHow old is the home?
Age20 yrs
VS
$3,966
/month
Principal & Interest$2,788
Utilities$255
Maintenance$271
Insurance$270
Taxes & HOA$382
Talk to a Consultant →
10-Year Total+$131,604
20-Year Total+$239,364
30-Year Total+$308,484
Annual Maintenance by Home Age
New
0.5%
of value
$271/mo
1–9 yr
0.8%
of value
$433/mo
10–19
1.3%
of value
$704/mo
20–29
1.7%
of value
$921/mo
30+
2.0%
of value
$1,083/mo

Monthly figures at current price. Source: NAHB tiers calibrated to Bankrate 2025 Colorado data.

What Maintenance Includes
HVAC servicing & filters
Roof inspection & repairs
Plumbing & water heater
Electrical & appliances
Exterior paint & sealants
Gutter & drainage
Landscaping & irrigation
Pest & moisture control
Why Colorado Costs Are Higher
Colorado
$25,766
8th highest nationally
National Avg
$21,400
Bankrate 2025
Freeze-thaw cycles stress foundations & roofs
High UV at altitude degrades paint & sealants faster
Dry air accelerates wood shrinkage & weatherstripping
Hard water speeds appliance & water heater wear
A new Vantage home starts at 0.5% — the lowest tier — in a state where maintenance runs above the national average.
Important Disclosures

For illustrative purposes only. Does not constitute a commitment to lend or a Loan Estimate. 4.99% is a simple annual interest rate, not an APR. APR will be higher and depends on loan amount, term, and creditworthiness. Subject to credit approval and lender program guidelines. Mortgage financing provided by an independent lender — Vantage Homes is not a mortgage lender. Cost estimates for taxes, insurance, utilities, and maintenance are illustrative averages for the Colorado Springs market; actual costs vary. Equal Housing Opportunity.