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Colorado Springs · New Construction
You could keep $308,484 that a resale home would cost you.
Over 30 years, new construction in Colorado Springs saves buyers on mortgage rates, maintenance, and energy — by a wide margin.
See My Number →
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30-Year Total Cost of Ownership
New Construction vs. Resale
Based on a $650K home in Colorado Springs
Run My Numbers →
Adjust for your price. See your savings.
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Most buyers compare the purchase price. The ones who run the full 30-year math end up in a very different house.
A resale home in Colorado Springs looks cheaper on paper. But between the mortgage rate gap, deferred maintenance, and energy costs, the average buyer pays $308,484 more over 30 years than they would in a new Vantage home.
That's not a marketing number. It's math. Here's where it comes from.
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Where the Savings Come From
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$156K
Rate Advantage
Builder rate of 4.99% vs. market 6.8%+ saves ~$430/month — $156K over 30 years on a $650K home.
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$97K
Maintenance Gap
A 20-year-old resale requires $7K–$15K+ in deferred repairs in year one, plus ongoing costs new homes don't have.
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$55K
Energy Savings
New construction uses 30–50% less energy than older homes. At Colorado Springs utility rates, that's $150–$200/month.
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30-Year Cost Comparison · $650K Home
| Cost Category |
New Construction |
Resale (20yr) |
| Mortgage (30yr @ rate) |
$1,009,440 |
$1,165,440 |
| Maintenance & Repairs |
$97,500 |
$194,400 |
| Energy Costs |
$54,000 |
$108,000 |
| Major System Replacements |
$0 |
$45,000 |
| 30-Year Total |
$1,160,940 |
$1,512,840 |
Difference: $308,484 — the average savings choosing new construction at $650K. Use the calculator to adjust for your price.
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Your price. Your savings. Your decision.
The calculator takes 60 seconds. Slide to your purchase price and see exactly what you'd keep over 30 years — or schedule a call and we'll walk through it together.
Open the Calculator →
or Talk to a Consultant
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All savings estimates are for illustrative purposes only, based on sourced data from trusted third-party organizations including NAR, Freddie Mac, NAHB, and Bankrate. Actual costs will vary based on property condition, financing terms, location, and market conditions.
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